Tax-deferred growth and tax-free spending
Put more of your savings toward what matters most. Any earnings are tax deferred and can be withdrawn tax-free for qualified education expenses.1
A smarter way to pay for education
START is a simple, flexible, tax-advantaged way for Louisiana families to save for education. Whether you’re planning for K-12 or postsecondary expenses, START offers two programs so you can choose the one that best fits your timeline and goals.
Why save with START?
Both programs offer valuable tax advantages and benefits that can help your money go further.
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Receive Louisiana state tax benefits on your contributions
Contributions to the START College Saving Program and START K12 Program may qualify for Louisiana state income tax deductions, up to plan-specific limits.
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Contribute and withdraw money without fees
There is no fee to contribute or withdraw money from either program.
Program highlights
Getting started is easy
Saving for education doesn’t have to feel overwhelming. START programs are designed to make it easier for Louisiana families to begin saving today for a brighter tomorrow.
It’s affordable
Open an account with just $1 and contribute more when it works for you. You decide how much and how often to save.
It’s simple
Choose from professionally managed investment options designed for different savings goals and timelines.
It’s flexible
For whatever path they choose, START savings can be used to support a wide range of educational expenses at K-12, eligible colleges and grad schools, vocational and trade schools, registered apprenticeships, and more.
Which program should you choose?
Two programs are available to help Louisiana families save at every step of their education journey.
START College Saving Program: Save for colleges and universities, graduate programs, trade and vocational schools, registered apprenticeships, certain credentialing programs, room and board, computers, and other qualified education expenses. Eligible account owners may also receive an Earnings Enhancement match on qualifying deposits.
START K12 Program: Save for K-12 tuition and qualified education expenses at eligible Louisiana schools.
readysave™ 529 app
Manage your account anywhere, anytime.
Regularly monitor your account
Check your account balance, transaction history, and investment allocations.
Contribute at your pace
Add money to your balance as a one-time or recurring contribution.
Gifting from friends and family
Easily invite friends and family to help give your savings a boost with Ugift®.
Ready to get started?
Enroll today and start saving for their future with confidence.
1Earnings on non-qualified withdrawals may be subject to federal income tax and a 10% federal penalty tax, as well as applicable state and local income taxes.